31st Annual Commencement Ceremony to Honor, Celebrate Class of 2013
Posted On May 2, 2013
Touro Law Center’s 2013 Commencement ceremony will be held on Sunday, May 26, 2013 at The New...
India Sneed Named a Presidential Management Fellow
Posted On May 1, 2013
Touro Law Center is proud to announce that India Sneed, part-time evening student who will graduate...
TLC-HEART Attorney Volunteer Michael Aronowsky to Receive NYSBA 2013 Presidents’ Pro Bono Service Award
Posted On April 30, 2013
Touro Law Center is pleased to announce that volunteer attorney Michael Aronowsky has been selected...
Touro Law Center
225 Eastview Drive/Room 301
Central Islip, NY 11722
Telephone: (631) 761-7010
Fax: (631) firstname.lastname@example.org Staff
George Justice, Asst. Dean for Admissions
Susan Thompson, Director of Enrollment
Angela Nowicke, Assistant
Marie Giani, Assistant
Pat Kothe, Clerk
Private Loans/Alternative Loan Programs
Private loans, also known as alternative loans, are available for students who require additional funding. The annual maximum loan limits for most private loans is the difference between the cost of attendance and any other financial aid received for the academic year.
Unlike the federal loan programs, alternative loan programs are consumer loans for students and therefore:
- Require borrowers to demonstrate good credit histories as part of the eligibility requirements.
- The terms/cost of private loans vary between lenders. It is important to understand that alternative loans have a variable interest rate while the Grad-Plus loan interest rate is fixed at 8.5% for the life of the loan.
Private Loan Lenders
To assist you in your choice, Touro Law Center has identified alternative loan lenders that our students have borrowed from in the past and who are currently providing alternative loans. This is not a list of recommended lenders but rather a way to compare and select a lender that best fits your needs. You are free to choose any lender and we will process the loan for you. Students should consider the benefits of borrowing a federal student loan before applying for an alternative loan.
PNC Bank- www.pnconcampus.com
Citizens Bank- www.citizensbank.com
Discover Student Loans- www.discover.com
Wells Fargo- www.wellsfargo.com/student
It is strongly recommended that you get a copy of your credit report from each of the three credit reporting agencies prior to applying for a private education loan. Credit reports may contain misinformation that can take time to correct.
You are entitled to receive one free credit report file every 12 months from each of the nationwide consumer credit reporting companies. You may obtain your free credit report from www.annualcreditreport.com or by calling
If you would like a copy of your credit score, you must purchase it. Used by a lender to help determine whether a person qualifies for a particular credit card, loan (such as a private loan) or service. Generally, the higher the score, the less risk you represent and the better rates you will be offered. The credit score may also be purchased through www.annualcreditreport.com or by contacting one of the three nationwide consumer credit reporting agencies: