Bar Study Loans

Bar Study Loans are private, credit-based student loans designed to assist graduating students and recent graduates with the cost of preparing for and taking the bar exam.  Generally, students may be eligible to borrow up to $15,000; the maximum is set by the lender based on credit worthiness and total indebtedness.  The interest rate is variable and changes quarterly, with either no cap or a very high cap.  Only borrow what you absolutely need.
Keep in mind that Bar Study Loans cannot be consolidated with your federal loans.  Also, Bar Study loans do not offer the same repayment and forbearance options as federal loans.  It is ineligible for any of the Federal Loan repayment options currently available, such as Income Based Repayment, and cannot be included in the Federal Public Service Loan Forgiveness Program.  It is therefore, recommended that you exhaust your maximum federal loan eligibility before borrowing a private Bar Study Loan.
Below is a list of lenders currently offering Bar Study Loans.  Lenders are NOT listed in order of preference.  Information is subject to change so students are encouraged to visit each of the websites to get the most up-to-date information on these loans.
You must apply directly with the lender you choose.  Once you are approved by your lender, you must have your expected graduation date certified by the Financial Aid Office.  Loan funds are mailed directly to the borrower’s address rather than disbursed to the school.

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